Clydesdale Bank is cutting interest rates on several of its mortgages, meaning you could potentially save some serious cash.
Starting tomorrow, you could get a fixed-rate mortgage for two or five years with rates starting as low as 4.11%. That’s a drop of up to 0.42% – a welcome change in the current climate!
Here’s the lowdown on who benefits the most:
- Loyal Customers: If you’re already a Clydesdale customer looking to switch to a new deal, you’re in luck. The bank’s “exclusive product transfer range” now boasts two and five-year fixed rates starting from a very tempting 4.06% for those with a 65% loan-to-value (LTV).
- Remortgagers: Switching your mortgage from another lender to Clydesdale just got more attractive. They’ve shaved up to 0.14% off their two and five-year fixed-rate remortgage deals, and you can even bag a five-year fix at 3.99% if you’ve got a 65% LTV.
- First-Time Buyers: Clydesdale hasn’t forgotten about you! They’ve trimmed up to 0.25% off selected two and five-year fixed-rate mortgages specifically for those buying their first home. Rates now start from 4.19%.
- Big Spenders and High Earners: If you’re after a “large loan” mortgage, you can enjoy rate cuts of up to 0.14%, with rates now starting from 4.31%. Similarly, “professional” mortgage products have seen reductions of up to 0.16%, with starting rates from 4.29%.
- Landlords: Buy-to-let borrowers haven’t been left out. Clydesdale has reduced selected two and five-year fixed rates by up to 0.20%.
So, whether you’re buying, selling or remortgaging, it’s worth checking out Clydesdale’s new rates. You might just find your perfect deal!

