Holiday Cottage Handbook (HCH) and HD Consultants have joined forces to launch a new platform offering specialised mortgages for holiday let properties. This collaboration aims to simplify the process for those looking to invest in holiday homes, a market that has seen growth in recent years.
HCH Financial Services, the newly formed entity, is looking to improve access to holiday let mortgage products. But it’s not just about mortgages. The platform also extends its services to life insurance, will writing, and a range of other financial services, providing a comprehensive solution for investors.
Education and Resources
Understanding the importance of knowledge and information, Holiday Cottage Handbook will leverage the platform to offer free educational resources. This includes insights for short-term rental hosts, property managers, and industry professionals, focusing on best practices, market trends, and practical tips for success.
Since its inception in September 2023, the platform has already cultivated a dedicated audience through its weekly ‘HCH Mortgage Podcast’ and an informative newsletter. These channels have become a go-to resource for current and aspiring holiday let investors.
Expert Collaboration
James Varley, the founder of Holiday Cottage Handbook, expressed his excitement about the partnership with HD Consultants. He highlighted the value this alliance brings, especially in catering to the specific needs of holiday let investors. Howard Reuben, owner of HD Consultants, also emphasised the synergy between James’s expertise in property investment and media, and his team’s in-depth knowledge of mortgage and insurance advice.
A Thriving Sector
The holiday let sector has surged, partly fueled by the pandemic-induced trend of staycations. Additionally, the challenging tax environment for long-term rentals has prompted many landlords to pivot towards platforms like Airbnb, making holiday lets an increasingly attractive investment option.
Both parties emphasise their dedication to supporting clients throughout their investment journey. From arranging finance to offering regular reviews and advice, the focus is on establishing and maintaining long-term relationships with investors.