Keystone has reduced fixed rates across the board, including standard, specialist, expat, product transfers, holiday lets and even switch & fix ranges.

Here’s a breakdown of the reductions:

• Standard fixed rates: Cut by 0.10%, meaning rates now start at a very competitive 4.04%.
• Specialist fixed rates: Slashed by up to 0.20%, with rates now starting from just 4.09%.
• Expat and Holiday Let fixed rates: Reduced by up to 0.25%, meaning you could secure a rate from as low as 4.64%.
• Switch & Fix products: Also cut by up to 0.25%, with rates now starting from 5.54%.
• Product Transfers: Trimmed by up to 0.20% with rates now starting at a reasonable 4.79%.

Why the sudden change?

Keystone’s managing director, Elise Coole, explained: “Recent decreases in SWAP rates have provided us with the opportunity to pass on these savings directly to our clients. At Keystone, we have always been committed to ensuring that any reductions in funding costs benefit our borrowers as soon as possible.”

So there you have it. If you’re thinking about buying a home or remortgaging, now might be a good time to see what Keystone has to offer.