Good news for anyone looking to get on the property ladder or move up it! Halifax is cutting mortgage rates for the third time this month, offering some much-needed relief in these pricey times.

From today (Thursday 26th September), you could bag a rate up to 0.30% lower on both first-time buyer and home mover mortgages. And it’s not just for small loans either – the reductions apply to large loans, new-build properties and affordable housing schemes too!

This latest move from Halifax follows a flurry of rate cuts from other big lenders over the past week. Could this signal the start of some proper competition in the mortgage market? We can only hope!