HSBC is cutting mortgage rates across the board.

From tomorrow (Tuesday, September 3rd), you’ll find cheaper deals whether you’re buying your first home, moving up the property ladder, or remortgaging.

Here’s what you need to know:

Existing HSBC Customers:

• Cheaper deals if you’re switching or borrowing more: Look out for lower rates on 2, 3, 5, and even 10-year fixed-rate deals.

First-Time Buyers & Home Movers:

• Lower rates on popular mortgages: Benefit from reduced rates on 2 and 5-year fixed-rate options, making that dream home more affordable.

Going Green Pays Off:

• Even cheaper mortgages for energy-efficient homes: Buying a house with an A or B Energy Performance Certificate (EPC) could unlock even lower rates on those 2 and 5-year fixes.

Remortgaging Just Got Easier:

• Save money with a new deal: Slash your monthly payments with lower rates on 2 and 5-year fixed-rate remortgages. Plus, there are options specifically for energy-efficient homes and deals with cashback!

Landlords Aren’t Left Out:

• Buy-to-Let rates are dropping too: HSBC is cutting rates across its buy-to-let products, whether you’re a seasoned landlord expanding your portfolio or just starting out. Expect to see lower rates on 2 and 5-year fixes.

A Word of Warning:

• Three-year fixes are gone (for now): HSBC has temporarily removed its 3-year fixed-rate mortgages for new residential buyers and those remortgaging.
• No more cashback for some first-time buyers: The bank has also scrapped cashback offers on some first-time buyer mortgages.

Don’t miss out! These changes could mean significant savings. Contact HSBC or speak to a mortgage broker to see how these rate cuts could benefit you.