Category: Buy To Let
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Capital Gains Tax: What Landlords Need to Know
The jargon and technicalities surrounding capital gains tax (CGT) can make it seem like a complex beast. However, once broken down, it’s relatively straightforward. The Daily Mail had a useful overview of what CGT is, how it affects you, and the recent changes. What is Capital Gains Tax (CGT)? CGT is a tax applied on…
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The Changing Face of Buy-to-Let
According to data from UK Finance, BTL lending has significantly decreased, down 56.7% for purchases and 51.6% for remortgages. What’s more, a surprising one in ten properties currently on sale were previously rented, as per Zoopla. This indicates not just a slowdown in new landlords entering the market, but also a mass exodus of existing…
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What Landlords Earned in 2021-22
Over the past few years, the buy-to-let (BTL) market has faced its fair share of hurdles, including tax changes and shifting regulations. But even amidst these challenges, the sector has shown considerable resilience. What’s more, its growth has outpaced several major asset classes. One key indicator of this resilience is the UK’s rented sector’s expansion.…
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From Army to Buy-to-Let: A Property Investment Journey
Richard Aylward’s journey into property investment is an enlightening tale for anyone considering venturing into the world of buy-to-let, featured in The Telegraph today. From humble beginnings to managing a diverse portfolio, his experiences offer a real-life account of the ups and downs of property investment in the UK. Humble Beginnings in Buy-to-Let In 2007,…
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London’s HMO Landscape: Dominance and Scarcity
London stands out as the city with the highest number of HMOs in all of England. Specifically, it boasts a staggering 83,900 HMOs, which translates to a whopping 38.7% of England’s total HMO count. This figure attests to the robust nature of the rental market in the capital. But here’s the twist: even with such…
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Scotland: Persistently Rising Rents Despite Caps
Despite the implementation of rent controls, the private rental sector in Scotland has experienced a sharp surge in rent prices. Specifically, average rents for new tenancies have surged by double digits for the fourth consecutive month, as indicated by recent data from the letting portal, Citylets. These consistent price increases challenge the effectiveness of the…
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UK Landlords: Still Confident in Property Investment
In recent years, the UK property market has seen a myriad of shifts and turns, impacting homeowners, renters, and property investors. A recent survey by Leaders Romans Group (LRG) looks at the sentiments and expectations of landlords across the country, providing insights into what the future may hold for property investment. Growing Opportunities in the…
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Why are Landlords Raising Rents?
Recent data suggests a trend among landlords – they’re closely observing each other. When one landlord hikes up the rent, others in the vicinity might follow suit. This could be termed as a ‘snowball effect’. The DPS’ research provides insight into this trend: 72% of landlords say that aligning rents with the local rental market’s…
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Some Buy-to-Let Optimism
While many market reports seem less than optimistic about the property sector, specialist lender Landbay paints a different picture. They’ve recently shed a positive light on the buy-to-let market, providing an upbeat perspective on where things stand and where they might be headed. According to Landbay’s findings: The driving factors for this surge in investment…
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32% of Landlords Planning to Buy Property
The buy-to-let market remains an intriguing part of the UK property investment sphere. Despite various challenges such as modest yields, a recent survey by Landbay offers insights into what landlords are contemplating for the coming year. Landbay’s recent survey sheds light on the current mindset of buy-to-let landlords. Notably, about a third (32%) of them…