Latest News
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Santander Cuts Mortgage Rates
Santander has announced cuts to their fixed-rate mortgages by up to 0.20%! This could mean significant savings for borrowers, particularly those with larger loans. For example, on a £250,000 mortgage, a 0.20% reduction on a two-year fixed rate could save you over £1,000 in interest payments over the fixed term. Here are some examples of…
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London House Prices Still Falling – But There’s Good News for These Boroughs!
London house prices are down overall, but some areas are bucking the trend. Is it time to bag a bargain in the capital? London house prices have dropped by 0.3% compared to this time last year, according to the latest figures from property website Zoopla. That means the average London property will now set you…
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Foundation Home Loans Cuts Rates and Launches New HMO Product
Good news for landlords looking to boost their portfolios: Foundation Home Loans has slashed rates and launched a new product specifically for those buying Houses in Multiple Occupation (HMOs). This is a big deal, especially with everyone talking about the soaring demand for rental properties! What’s New? Foundation Home Loans, a leading buy-to-let mortgage provider,…
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Molo Slashes Buy-to-Let Rates by 0.25%
Molo Finance has just announced some big cuts to their buy-to-let mortgage rates, meaning you could save a tidy sum on your monthly payments. What’s Changed? Molo has chopped rates by up to 0.25%, which might not sound like a lot, but it can make a big difference over the life of your mortgage. Here’s…
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Mortgages – What are Swap Rates and Why Should You Care?
Want to understand what’s going on with mortgage rates and how it affects your next property move? Let’s look at swap rates and how they impact your mortgage. Mortgage Rates – The Basics You know the drill: you want a mortgage, you need to pay interest on that loan. But there are two main ways…
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Europe’s Commercial Property Market – The Green Shoots Are Sprouting!
It’s been a tough few years for property investors, but the latest data suggests the European market is finally turning a corner. Values are on the Up According to Cushman & Wakefield, values are rising across all sectors for the second quarter in a row. Here’s the breakdown: Rents are Climbing Too Not only are…
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Leasehold Shake-Up – Will it Make Buying a Home Easier?
The government has promised big changes to make buying and selling leasehold properties simpler and cheaper. But what does it mean for you? In the recent King’s Speech, the government pledged to overhaul the leasehold system, aiming to give leaseholders more control over their homes. This follows years of campaigning by groups like Propertymark, who…
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First-Time Buyers Moving to Areas They Don’t Know, Miles Away from Family and Friends
New research from Santander shows that two-thirds (67%) of first-time buyers purchased a property in a completely unfamiliar neighbourhood. This is a huge jump from five years ago when only half (51%) of buyers took the plunge and bought in an unknown area. This desperate measure highlights the difficult choices people are making in today’s…
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Landlords – Get Professional or Get Out! Property Expert Warns
Property guru and landlord advocate, Paul Shamplina, has delivered a stark warning to landlords across the UK: get professional or get out. With changes afoot in the private rented sector, Shamplina argues that landlords need to up their game and treat their property business like, well, a business. The Future is Professional Shamplina, a familiar…
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Gulf Cash Floodgates Open – UK Property Market Set for Boom
The UK property market is about to get a huge injection of cash, with Gulf investors poised to make a major move. This is according to a new report from Bank of London and The Middle East (BLME), which suggests that the UK is on the verge of a “once-in-a-decade economic alignment” that is perfectly…