Pepper Money has announced cuts to their mortgage rates, making it easier for people to get on the property ladder or remortgage.

The biggest savings are on 2 and 3-year fixed-rate mortgages, with rates reduced by up to 0.20%. Five-year fixed-rate mortgages have also been reduced, with cuts of up to 0.10%.

This is great news for borrowers, especially:

• First-time buyers: Getting your first foot on the property ladder is now more affordable.
• Self-employed workers: Pepper Money specialises in helping self-employed people get mortgages, which can sometimes be tricky with traditional lenders.
• People with less-than-perfect credit: Pepper Money offers mortgages to those who may have had credit issues in the past.

Paul Adams, Sales Director at Pepper Money, said the company is committed to passing on savings to customers. He explained that the recent election results and changes in the financial markets have made these rate cuts possible.

Pepper Money: Committed to Service

In addition to competitive rates, Pepper Money has been recognised for its excellent customer service. They were recently named the top specialist lender in a recent survey.