Looking for a home that doesn’t cost a king’s ransom? Pack your bags and head north! Scotland dominates the list of the UK’s most affordable property hotspots, claiming 16 out of the top 20 spots.

This is fantastic news for first-time buyers and families feeling the pinch, as average house prices in these Scottish locations are a fraction of what you’d pay down south. In fact, the Scottish government is hoping these tempting property prices will entice more people to relocate and fill job vacancies across the country.

So, where are the top spots to snag a bargain?

Angus takes the crown as the UK’s most affordable area, with an average house price of just £164,076. That’s only 2.31 times the average local earnings – a dream come true for many struggling to get a foot on the property ladder elsewhere. Imagine finding a charming two-bedroom semi-detached house for as little as £120,000! Even a spacious six-bedroom detached property can be yours for £350,000 in this picturesque east coast region.

But it’s not just Angus offering incredible value. West Dunbartonshire, Aberdeenshire, North Ayrshire, and North Lanarkshire are all hot on its heels, boasting average house prices well below the UK average and impressive affordability scores.

Here’s a peek at the top 10 most affordable locations:

1. Angus, Scotland – Average house price: £164,076 (2.31 times average earnings)
2. West Dunbartonshire, Scotland – Average house price: £136,668 (2.01 times average earnings)
3. Aberdeenshire, Scotland – Average house price: £200,276 (2.85 times average earnings)
4. North Ayrshire, Scotland – Average house price: £130,943 (1.76 times average earnings)
5. North Lanarkshire, Scotland – Average house price: £138,557 (1.89 times average earnings)
6. Inverclyde, Scotland – Average house price: £125,836 (1.9 times average earnings)
7. East Ayrshire, Scotland – Average house price: £128,549 (1.88 times average earnings)
8. South Lanarkshire, Scotland – Average house price: £166,162 (2.21 times average earnings)
9. Renfrewshire, Scotland – Average house price: £156,917 (2.34 times average earnings)
10. Falkirk, Scotland – Average house price: £168,536 (2.22 times average earnings)

Don’t despair if Scotland isn’t on your radar. Sunderland, Burnley, North East Lincolnshire, and Blackpool are also flying the flag for affordability outside of Scotland.

This analysis, conducted by property experts, considered average house prices, price changes since 2020, house price-to-earnings ratios, and council tax to determine the affordability score for each area. The result? A comprehensive overview of the UK’s most budget-friendly locations for aspiring homeowners.

So, what are you waiting for? Ditch the overpriced housing market down south and discover the hidden gems waiting for you in Scotland and beyond!