Tag: First Direct
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Best Mortgage Rates Amidst Budget Uncertainty
Mortgage rates are creeping up again – just a week before the Government announces its Autumn Budget. Experts think buyers and sellers are getting nervous about what the Chancellor might do. Nobody’s certain what the impact of the Budget will be, which could be making lenders a bit jittery. That means higher rates for borrowers,…
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As Mortgage Rate Rises Return, What Are The Best Deals This Week?
The average UK property is now worth £293,000 – that’s a hefty 1.5% jump in just one month (up to August) and 2.8% higher than a year ago, says the UK House Price Index. This property price rise is probably linked to the fact that mortgage rates have been falling recently, encouraging more people to…
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House Prices Rise as Mortgage Rates Fall – What are the Best Deals This Week?
Halifax’s latest House Price Index revealed that house prices have seen their biggest jump since November 2022. In the year leading up to September, prices shot up by 4.7%, meaning the average UK home will now set you back a cool £293,399. Don’t panic! Amanda Bryden, the brains behind mortgages at Halifax, wants you to…
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House Prices Rising, Mortgage Rates Falling – Best Deals This Week
The mortgage market is looking good for borrowers this week, with rates tumbling across the board. Banks are slashing their fixed-rate deals, making it cheaper to borrow. This has led to a surge in the number of people getting mortgages approved. This is great news if you’re hoping to buy a home, but there’s a…
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Mortgage Rate Cuts: first direct Reduces Rates to 3.79%
first direct has announced major cuts to their mortgage rates, with some deals now available below 4%. The bank has reduced rates across over 100 of its mortgage products, with cuts of up to 0.25% available. This means you could bag a cheaper deal, whether you’re a first-time buyer, moving home, or looking to remortgage.…
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First Direct Lower Mortgage Rates – Some Now Below 4%
First Direct has announced cuts to a range of mortgage rates. Some of the biggest savings are on longer-term fixes, with the lender’s five-year fixed rate mortgage now available at a competitive 3.83%. This rate is available to first-time buyers, home movers, and those switching to First Direct, with a 60% loan-to-value (LTV). That means…
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Mortgage Rate Meltdown – This Week’s Best Deals
Fixed mortgage rates are dropping fast, making it cheaper to borrow for your dream home. Good news for anyone looking to buy a home or remortgage! Lenders are slashing their fixed mortgage rates, with some of the lowest deals falling for the second week in a row. This means you could bag yourself a bargain…
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This Week’s Best Mortgage Rates – 18th July 2024
Mortgage rates are falling, which means cheaper deals for homebuyers and those looking to remortgage. Here’s what you need to know this week. There’s good news for anyone looking to buy a house or remortgage, as some of the UK’s biggest lenders have been slashing their rates. Over the past week, Halifax, TSB and Barclays…
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Best Mortgage Rates This Week as Deals Flood Back!
Good news for buyers and sellers! The mortgage market is finally getting back to normal. After months of chaos, things are finally looking up. The number of different mortgages on offer has soared to a 16-year high, meaning more choice and better deals for you. The average mortgage rate is holding steady, meaning no nasty…
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First Direct Cuts Mortgage Rates for First-Time Buyers
First Direct has slashed mortgage rates for first-time buyers and those looking to move, joining a wave of lenders offering cheaper deals. In a move that could signal the start of a mortgage price war, First Direct has cut rates on its two, three, and five-year fixed-rate mortgages. This comes after several major lenders, including…