TSB has brought back its two-year fixed-rate mortgage for those remortgaging at up to 75% loan-to-value. This means that borrowers with a 25% deposit, or those remortgaging with 25% equity in their homes, will be eligible. The deal comes with a fee of £1,495.

And there’s more good news for homeowners looking to remortgage. The bank has also reduced rates on two-year fixes at up to 60% LTV by 0.1%. This means that those lucky borrowers with a larger deposit or more equity will be able to lock in a more competitive rate for the next two years.

First-time buyers haven’t been forgotten either, with TSB also trimming rates on two-year fixed-rate mortgages for those buying with a 10% or 15% deposit.

Big Savings For Landlords

Last week, TSB announced cuts across a range of its mortgages, including buy-to-let deals, with reductions of up to 0.15%. Landlords looking to remortgage could benefit from a two-year fixed-rate at 5.74% with a fee of £995.