Zephyr Homeloans has just launched a brand new range of 80% buy-to-let mortgages, giving you the chance to secure a great deal on your next investment property.
What’s on offer?
Zephyr is offering fixed-rate mortgages for two years across its standard, HMO (Houses of Multiple Occupancy) and MUFB (Multi-Unit Freehold Blocks) ranges. Here’s the breakdown:
Standard Mortgages:
- A to C EPC rating: 5.89% with a 3% fee
- D or E EPC rating: 5.99% with a 3% fee
HMO & MUFB Mortgages:
- A to C EPC rating: 6.09% with a 3% fee
- D or E EPC rating: 6.19% with a 3% fee
The Deal’s Sweet Spot: 80% Loan-to-Value
The key here is the 80% loan-to-value (LTV). This means you only need a 20% deposit, making it easier to get on the property ladder.
Boost Your Portfolio with HMOs & MUFBs
Zephyr is particularly excited about helping landlords invest in HMOs and MUFBs. They’re seeing a surge in demand for these types of properties, and these new products make it easier than ever to get into this booming market.
What Does This Mean For You?
This new range of mortgages means more options for landlords looking to grow their portfolios. With lower rates and a 2-year fixed term, you can secure your finances and plan for the future with confidence.