Category: Mortgages
-
First Direct Lower Mortgage Rates – Some Now Below 4%
First Direct has announced cuts to a range of mortgage rates. Some of the biggest savings are on longer-term fixes, with the lender’s five-year fixed rate mortgage now available at a competitive 3.83%. This rate is available to first-time buyers, home movers, and those switching to First Direct, with a 60% loan-to-value (LTV). That means…
-
Skipton Cuts Rates and Launches New Mortgages
Skipton Building Society has announced a range of new mortgages and a rate cut on a popular product for renters. From today, 12 new mortgages with an 80% loan-to-value (LTV) are available. This means buyers need a 20% deposit, opening up options for those who have previously struggled to get on the property ladder. These…
-
Santander Launches Cheapest Two-Year Fix Mortgage Rate in Over a Year
Good news for homebuyers! Santander is shaking up the mortgage market with the cheapest two-year fixed-rate deal we’ve seen in over a year. From Tuesday, you can get a two-year fix at just 3.99%, a full percentage point lower than any other deal currently available. This is a golden opportunity for those looking for some…
-
HSBC Lowers Mortgage Rates for Homebuyers and Landlords
HSBC has announced cuts to their mortgage rates. The bank has reduced rates across all their mortgages, with some fixed-rate deals falling by as much as 0.17%. Here’s what you need to know: For Homebuyers: For Remortgagers: For Landlords: Oli O’Donoghue, HSBC’s Head of Mortgages, said the bank is committed to “servicing the needs of…
-
Vernon Building Society Lowers Mortgage Rates and Launches New Deal!
Vernon Building Society has just announced some rate cuts and a brand new mortgage deal. Vernon Building Society has slashed rates across several of its top mortgage deals by up to 0.3%, offering some much-needed relief for borrowers feeling the pinch. Here’s what you need to know: Brendan Crowshaw, head of mortgage and savings distribution…
-
Clydesdale Reduces Mortgage Rates Again
Clydesdale Bank has announced cuts to their fixed-rate mortgages, with savings of up to 0.39% to be made. From 13th September, you could bag yourself a cheaper deal on a two or five-year fixed-rate mortgage. Here’s the breakdown: Cheaper Deals For All! Don’t Miss Out! These offers won’t last forever! The new rates are available…
-
Nationwide Cuts Mortgage Rates – First-Time Buyers Celebrate!
Good news for those looking to step onto the property ladder! Nationwide Building Society is cutting selected mortgage rates by up to 0.25%, starting today (Friday 13th September). The building society is making it easier for first-time buyers to secure a mortgage, with the biggest reductions aimed at those with smaller deposits. Here’s a breakdown…
-
Second Charge Mortgages Booming as Brits Borrow Against their Properties
Homeowners are increasingly taking out second charge mortgages against their homes, new figures show, with the value of these loans jumping by nearly a third in just a year. This surge in popularity comes as more of us look for ways to unlock cash tied up in our properties, with home improvement projects and consolidating…
-
House Prices Soar as Mortgage Rates Tumble – Who Has the Best Deals This Week?
Property prices are on the up, but crucially, mortgage rates are heading down. Could this be the perfect moment to take the plunge? The latest Halifax House Price Index shows house prices jumped by in the year to August – that’s the biggest annual increase since November 2022! The average UK home now costs £292,505,…
-
Yorkshire Building Society Lowers Rates (Again!)
Yorkshire Building Society has announced another round of mortgage rate cuts just weeks after their last reduction. This means potential savings for anyone looking to get a mortgage or switch their current deal. How much have rates been cut? The building society has reduced rates across its range of mortgages by up to 0.55%. What…